What’s the one thing you want your new employer to think about you? Well, you want them to know and believe that you can do the job that you are being hired for. BUT you also want them to trust you and think you are going to be a reliable employee.
That could all be negated in minutes if they do a credit check and it turns out to be less than ideal.
But can employers look at credit legally? Are they allowed to let your credit report affect their job offer to you?
That’s what the latest job news tells us. And that’s why it’s so important for you to check up on and improve your credit report. Let’s read up more on this in the article below.
Employers Conduct Background Checks on All New Employees
You are probably already aware that employers tend to conduct background checks on all new employees that they hire. But 29% of employees surveyed in a CareerBuilder survey said that they conduct a credit check as well.
This might be news to you, but it makes sense as an employer is looking at the big picture of your credit history (using the credit report) to see if you are a dependable worker.
But be aware that an employer CANNOT check an applicant’s credit report without written permission, and therefore, you do have some say in the matter. Of course, if you refuse to give them permission they could look at this adversely and think that perhaps you have something to hide.
One thing to be cognizant of – an employer will not see your credit score (which is that 3 digit number), but they are looking at your credit report, which is an overall look at your credit history. These are two different things.
Fix Your Credit as Best as You Can
That’s why it’s so important for you to work on improving your credit history and credit score as best as you can before you start applying to any new jobs. If you are unsure of how to fix your credit, then there are many resources available to help you with that.
Remember that you don’t want to miss out on a great employment opportunity because you ignored your credit score and history for too long and pretended that it will fix itself on its own.
Keep Up with the Latest Job News
The job market is constantly in a state of flux. That’s why you need to keep your finger on the pulse of the latest job news.
This is especially true if you are in an industry where you constantly have to be searching for new jobs as you try to upgrade yourself and your salary.
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